• Wed. Feb 21st, 2024

Choosing The Right Travel Insurance As Per Your Needs

Choosing The Right Travel Insurance As Per Your Needs

Travel boldly without regrets or excuses! Whether for work or pleasure, a Bajaj Allianz travel insurance policy can protect your finances when things go awry. From missed flights to medical emergencies and more, the right travel insurance plan can minimise your losses and save the day. With numerous providers and options, this article compares different travel insurance policies’ features, inclusions, and exclusions, helping you get the correct answer to how to buy travel health insurance.

Major Travel Insurance Plan Types Available In India

  • International Travel Insurance

International travel insurance may cover unforeseen events during trips abroad, like missed flights. The insurer may reimburse your airfare or arrange an alternative flight to ensure you reach your destination. Claims are subject to terms and conditions set forth under the travel insurance policy.

An international Bajaj Allianz travel insurance policy provides coverage for the following:

  • Delay or loss of checked-in luggage
  • Flight cancellations or delays 
  • Loss of identity cards, such as a passport
  • Cash assistance in case of a burglary, theft, or other financial emergency 
  • Immediate medical attention 
  • Medical evacuation 
  • Daily cash in the event of hospitalisation 
  • Personal accident cover
  • Returning the body home after passing away 
  • Coverage if a flight is hijacked
  • Domestic Travel Insurance

Domestic travel insurance, created for travel within India, is similar to international travel insurance but customised for domestic trips. It may cover various aspects like personal accident insurance, medical emergencies, baggage loss, and more for Indians travelling within the country for business or leisure. Claims are subject to terms and conditions set forth under the travel insurance policy.

  • Student Travel Insurance

Student travel insurance is customised for Indian students studying abroad. It covers medical expenses, lost passports, and missed coursework. It’s easily obtained with an acceptance letter. A few plans even cover the cost of a parent’s visit if the student is sick and admitted abroad for emergency medical treatment. Claims are subject to terms and conditions set forth under the travel insurance policy.

  • Medical Travel Insurance

Bajaj Allianz travel health insurance policy may pay for foreign travellers’ hospital and medical costs. It covers the cost of emergency medical care in foreign hospitals, emergency evacuation to your home country, and other related expenses. Claims are subject to terms and conditions set forth under the travel insurance policy.

  • Group Travel Insurance

Group travel insurance is designed for families, coworkers, or strangers travelling together. It offers benefits like reduced premiums and simplifies paperwork by covering the whole group with a single proposal form, eliminating the need for separate policies for each member. Claims are subject to terms and conditions set forth under the travel insurance policy.

  • Family Travel Insurance

A family travel plan is like a group plan but exclusively for families travelling together, typically consisting of two adults under sixty and two children under twenty-one. These plans cover lost baggage, hospitalisation fees, and other travel incidentals, making claims easy and paperwork minimal.

  • Senior Citizens’ Travel Insurance

Most standard travel insurance policies do not include coverage for individuals over sixty. This plan includes typical travel insurance benefits, hospitalisation coverage during medical emergencies, and cashless transactions for people above 60. Claims are subject to terms and conditions set forth under the travel insurance policy.

  • Single Trip Travel Insurance

Covers a single journey, requiring specific travel dates for coverage, starting on the day of departure and ending on the return day. Claims are subject to terms and conditions set forth under the travel insurance policy.

  • Multi-Trip Travel Insurance

Designed for frequent travellers, it offers extended coverage for a year or more, eliminating the need for new policies for each trip. Claims are subject to terms and conditions set forth under the travel insurance policy.

  • Corporate Travel Insurance

Tailored for corporate employees, these plans are provided by insurance companies to cover business-related travel, both domestic and international. Claims are subject to terms and conditions set forth under the travel insurance policy.

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Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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